Choosing a Pharmacy

Here at PaydayLoansCashAdvance, we understand that you work hard for your money. When it comes to pharmacy choice, you want to find a pharmacy that gives you great value for that money. You need one that is safe and well staffed, while also offering affordable solutions to your medication needs. Choosing pharmacy locations is not as simple as just picking the closest one, but this guide can make it a bit easier.

Starting Out

First, you must understand that choosing pharmacy locations is not a small decision. Americans pay more for their prescriptions and other healthcare costs than people in many other countries, and finding a good pharmacy can help cut down on those expenses for you. Also, because your pharmacy has a direct role to play in your health, you need to shop carefully.


You need to realize that pharmacies are not all created equal. The first pharmacy choice you need to make is whether you are more comfortable with an independent pharmacy or a chain drug store or supermarket pharmacy. Both offer benefits and drawbacks. In most cases, the larger chain stores will provide a slightly better price, but the independent pharmacy staff will take the time to get to know you individually.


Your health insurance may dictate which pharmacy you go to. Do not choose one that is not included on your insurance, as this will increase your costs needlessly. Call the pharmacy you are considering and ask if they take your plan. If you are currently on Medicare, ask if the pharmacy takes Medicare Part D, even if you are not currently on that plan. Should you change plans in the future, you will not have to change pharmacies.

For the Uninsured

Those who are uninsured will want to shop carefully to find the pharmacy that offers the best value and lowest prices. Some drugs are going to be expensive no matter where you go, but some chain pharmacies offer low prices on select medications, usually common ones. If yours is one of these medications, choose one of these pharmacies that offer the lower prices. Also, ask about price matching policies. You may be able to get a lower price by having your pharmacy match a competitor.


Next, consider how available the pharmacy staff will be. If you need to call in the middle of the night with a question on your prescription, do they have an office open? Is there location close to you? Are their hours convenient to your schedule? While you may not need 24-hour service, you should look for one with evening hours so you can pick up your prescription refills after work. Also, choose one that is convenient to your home or office, so you are not adding additional drive time simply when you need to run to the pharmacy.


Another consideration is whether or not the pharmacy follows HIPAA laws carefully. You have the right to privacy, and you need a pharmacy that is to going to carefully protect that right. You can tell the pharmacy has a strong dedication to privacy if it has a private consulting area to help people with questions about their prescriptions out of earshot of others.


A final consideration as you make your pharmacy choice is the inventory or inventory access the pharmacy has. If you have an important or even life-saving medication that you need, you want to be certain it is available quickly. One of the benefits of working with a chain that has multiple locations is the ability these chains have to get a prescription from a different location if they do not have it in stock.

Pharmacy choice is not something to take lightly. As you make the decision, keep these key factors in mind. In the end you will have a pharmacy that can protect your health and your budget while meeting your needs for medication.

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