Eight Cars that Cost Less to Insure

We at PayDayLoansCashAdvance.com understand how important it is to make the most of your budget, especially when it comes to paying for car insurance. Next to maintenance and upkeep, insurance is probably one of the biggest expenses car owners must deal with. Monthly premiums can vary not just on a driver’s own history, age or location, but also based on the type of car they’re driving. Some cars offer dirt-cheap premiums while others, such as the Chevy Corvette, can be ruinously expensive, especially if you’re in a younger age bracket.

Different Premiums for Different Drivers

Generally speaking, young males tend to drive fast, sporty cars usually equal much higher premiums. In most cases, women and married men end up paying the least for car insurance. Ease and cost of maintenance also plays a key role in lowering insurance premiums. Cars that are less expensive to fix are often rewarded with lower premiums.

Eight Least Expensive Cars to Insure

If you want to save on car insurance, then you’ll definitely want to find out more about the eight least expensive cars to insure. The below choices may be of a big help to you if you’re in the market for a solid new or used car.

The Ford Edge SE has an average sticker price of $27,555. Despite being a relatively new addition to the Ford lineup, the Edge has since gone on to build quite a name for itself. CarMD’s Vehicle Health Index found the 2007 and 2008 models as among the most dependable cars in the nation. The Edge also touts a four-star safety rating from the NHTSA, a feat repeated time and again ever since the second generation model was unveiled for 2011. Most importantly, the Edge also carries one of the lowest average insurance premiums of any modern car, at an average annual premium of approximately $1,128.

Jeep Grand Cherokee Laredo has an average sticker price of $27,695. Well-known for being able to conquer the toughest terrain while displaying impeccable road manners on the tarmac, the Grand Cherokee Laredo also features the second lowest annual insurance premiums of the group, at just $1,148. The Grand Cherokee Laredo is a far cry from the high-performance V8-powered SRT8, but it wins over buyers with its excellent combination of luxury and capability at a relatively reasonable price.

Subaru Outback 2.5i Premium has an average sticker price of $24,995. It offers one of the lowest average annual premiums of any foreign car at $1,150. Outback 2.5i Premium owners don’t just save on car insurance costs – the 2.5i model also happens to be $3,500 cheaper than the higher-end 3.6R model while getting six additional miles per gallon. The Outback continues to prove itself as being among the most capable crossover wagons currently on the road.

The Kia Sportage has an average sticker price of $19,000. As the cheapest model within the Kia lineup, it also stands to reason that it will provide plenty of savings on the insurance front. In fact, the base model costs only $1,157 per year to insure. Although the cost of insurance rises accordingly as buyers add more features and more upscale trim, the Sportage remains a great car insurance bargain. In addition, it also received excellent safety ratings from the NHTSA – all-wheel drive variants earned five stars in crash testing, while the front-wheel drive model earned four stars.

Jeep Patriot Sport has an average sticker price of $15,995. Available as a two-wheel drive variant for under $16,000, it also features an average annual premium of $1,160. In addition to providing a roomy cabin with plenty of cargo space, it also features excellent fuel economy that stands head and shoulders above other Jeep offerings.

Chevrolet Express 1500 has an average sticker price of $25,750. With its $1,171 average annual premium, the Express offers comparatively cheap insurance while introducing plenty of extras not found in smaller commercial vans like the Ford Transit Connect. For instance, the Express offers a beefy V8 engine that provides a wealth of torque for hauling heavy cargo. Unfortunately, whatever savings you experienced on your annual premium will most likely be funneled into fuel costs. Unlike the Transit Connect, the Express sucks down 14 mpg when equipped with all-wheel drive.

Subaru Outback 3.6R has an average sticker price of $28,495. The more expensive relation to the 2.5i Premium, the Subaru Outback 3.6R offers a greater array of options and features, including a more powerful 3.6-liter V6 engine. While drivers may pay $3,500 more for their 3.6R over the 2.5i Premium, the average annual premium is only $1,180, only a $30 over the 2.5i Premium’s insurance cost. This is just one of many things that make the Subaru Outback 3.6R seem so appealing when compared to other offerings within the lineup.

The Hyundai Tucson GLS has an average sticker price of $22,745. The Tucson GLS offers excellent value that extends from its price tag and its long list of standard features. It’s also relatively fuel-efficient, providing up to 25 mpg combined when equipped with an automatic transmission. Best of all, the Tucson GLS also offers a low average annual premium just south of $1,200, making this car an excellent choice for those who want to make every single penny count.

Armed with this excellent information, you can save on car insurance while maintaining the coverage you need. Of course, there are plenty of other factors that might influence your ultimate car buying decision. This information will help give you a leg up when it comes to one of the most financially important decisions you can make.

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