Pennsylvania Payday Loans

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Pennsylvania Payday Loans

Pennsylvania residents should be aware that getting a pay day loan or cash advance is virtually illegal in the state. Legislators have created laws that make it impossible for payday loan businesses to operate in this state. These regulations unfortunately, limit the loan choices for consumers needing a short term loan in the state. It has been determined that residents of the Keystone State may not use the internet to circumvent these regulations.

Those of us at obviously would like to help those residents who find themselves in a short term cash crunch, but regulators will not allow it. Prior to 2002, many Pennsylvania residents used the option of a payday loan or a cash advance, but that was prior to a series of laws that were passed outlawing the option. This has also caused the loss of jobs for people employed by payday loan companies in the state.

The payday loan industry continues to work to help restore the regulations to a point where operating in Pennsylvania would again be viable. We feel the option of a payday loan is a useful financial tool for those who may not have the time to wait for lengthy alternative financing. We also feel that a cash advance or payday loan is alternative for those who may have bad credit. At this time, a payday loan is not an option available to them.

Should the laws in Pennsylvania change to once again allow payday loans, will be here to serve you. We will keep you posted of any changes in the Pennsylvania payday loan situation.

In Pennsylvania, cash advance businesses are regulated by the Pennsylvania Department of Banking. For your convenience we have provided their contact information below.

Pennsylvania Department of Banking
333 Market Suite # 16,
Harrisburg, PA 17101-2234
Phone: 717- 787-1854

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