Responsible Lending Policy

Responsible Lending Policy

PaydayLoansCashAdvance is very dedicated to only working with reputable payday loan, cash advance, and installment loan lenders. We provide comprehensive information to assist borrowers to make responsible and informed loan decisions. Our practices and policies here at PaydayLoansCashAdvance coincide with and adhere to all regulations and policies set by the Fair Lending Laws, including the Truth in Lending Act. Prior to accepting any loan offer, we recommend that consumers request and receive in writing all details regarding the loan, including the exact rates, rollover charges, fees, and applicable laws and regulations. We provide state-by-state lending information for you to review.

Fair Lending

The Dodd-Frank Wall Street Reform Act states all lenders must engage in "fair lending." This is defined as offering "fair, equitable, and nondiscriminatory access to credit for consumers." This act tasks the Consumer Financial Protection Bureau with enforcing the fair lending laws and regulations. All consumers of the services provided by PaydayLoansCashAdvance are urged to file a complaint with this agency in the event that a problem arises regarding their loan.

Fair Debt Collection Practices

Here at PaydayLoansCashAdvance we support all provisions of the Fair Debt Collection Practices Act, which is enforced by the Federal Trade Commission. Our service does not fund loans as we are not an actual lender, therefore we do not ourselves perform any debt collections from consumers. We consistently undertake the necessary actions designed to only work with reputable lenders that comply with all debt collection laws and regulations. These include without limitation:

  • Not contacting borrowers by phone at any time before 8 a.m. or after 9 p.m.
  • Not contacting borrowers by phone with the resolve to harass, annoy, or use abusive language.
  • Not utilizing any methods of collecting debt through deception or misrepresentation.
  • Not resorting to threaten any legal action against the borrower when such a process is not permitted.

If at any time a lender does not conduct itself properly or violates a debt collection law or regulation, including any other FDCPA statute, we suggest that you do not hesitate to cease all contact with the company and report such violations to the FTC.

Reporting Scams

PaydayLoansCashAdvance aids borrowers with the reporting any wrongful lenders or scammers looking to take advantage of the borrower. You may contact us to report any such behavior and we will do what we can to guide you to the correct resource that exists to help you in such situations.

State Regulations

PaydayLoansCashAdvance puts forth great effort to only work with lenders that follow all federal and state laws and regulations. These strict laws and regulations include without limitation laws related to rates, limits on rollover fees, presentment limits, and max loan terms. It is important for consumers to educate themselves about the loan offer they consider to accept, including all laws and regulations that apply. We provide consumers with a comprehensive amount of valuable information to inform and protect you. You may visit our state-by-state web page that we keep up to date to learn about the laws and details for each individual state.

All information contained on this site may not be considered as legal advice in any manner. All information on this site does not qualify as a substitute for legal representation.

The operator of this website is not a lender.
This site will share the form information provided by the consumer with one or more lenders.
This site can connect you with a cash advance lender based on your form and lender requirements.
Not all customers will be connected with a lender, and not all forms will be approved by a lender.
PaydayLoansCashAdvance cannot guarantee the amount of funds that may be extended if a lender approves the form.
*Not all lenders can provide up to $1,000. Consumer loan amounts vary bases on creditworthiness.
Lenders tend to provide upper range loan amounts to returning customers. Cash transfer time may vary between lenders.
Funds are not available until the next business day. Cash advances are not available in all states.
Lenders may undertake credit checks or otherwise verify the consumer’s social security number or other information.
If and when lenders preform credit checks they are ran via specialized credit bureaus.
Late payments of loans may result in additional fees or collection activities, or both.
Non-payment of credit could result in collection activities.
Each Lender has their own terms and conditions, please review their policies for further information.
Every Lender has its own renewal policy, which may differ from Lender to Lender. Please review your Lender's renewal policy.

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3172 North Rainbow Boulevard #1212 Las Vegas NV 89108