Take Advantage of Sales Tax Holidays

At PaydayLoansCashAdvance we are always searching for ways to help you stretch your dollars. If you are having trouble getting to your next payday, we can help you get cash in your hands quickly and easily by filling out the simple form at PaydayLoansCashAdvance.com. The fact is that saving a dollar can sometimes be easier than earning a dollar. That’s why we are on the look-out for ways you can keep more cash in your pocket. One of those ways is to pay less in sales taxes.

Only five states do not currently have a statewide sales tax. They include Alaska, Montana, Delaware, Oregon and New Hampshire. Every other state will charge a percentage on top of the price of the taxable item. The sales tax percentage rates vary from state to state, but when combined with local taxes, they generally range from 5 to 13%. That means a purchase of $100 is actually going to cost you $105 to $113. A $500 purchase could lead to anywhere from $25 to $65 in sales tax. That is cash out of your pocket, and it is cash that goes out immediately.

Since most businesses automatically include sales tax in with your purchase, how can you save on sales taxes? One way is to take advantage of any sales tax holiday that may be available in your state or locality. A Sales Tax Holiday is a period of time when sales taxes are suspended on certain purchases. The idea came into fashion after some states noticed its citizens were traveling to neighboring states with lower sales taxes to make major purchases, or when seasonal purchases like back to school shopping were made.

Today, there is a back to school shopping sales tax holiday in some 15 different states in August. Consumers can buy school supplies, school clothing and even computers with zero sales tax charged on those purchases during a short period during that month. If you have school-aged children the savings can be significant. Check to see if your state participates.

Some Southeastern states like Virginia offer a sales tax holiday on hurricane supplies during the start of hurricane season in May. Georgia offers its hurricane preparedness tax holiday in February. Those in Texas will want to take advantage of their summer heat tax holiday. This allows residents to purchase Energy-Star rated appliances and air conditioners for three days in late-May and not have to pay sales taxes. Two states actually offer two day tax holidays where residents can make any purchases up to $2500 and not have to pay sales taxes. These states are Massachusetts and Louisiana.

You can start saving money by having a plan. Know what sales tax holidays your state has and mark them down on a calendar or put them in your smartphone. Knowing when these tax holidays take place can help you decide what purchases you can put off. Plan your purchases ahead of time, based on the tax holiday you wish to take advantage of. If you need a computer in June, can it wait until a school tax holiday in August? If you are going to buy winter clothes for the kids can you plan to do it during that August tax holiday?

You’ll want to familiarize yourself with the prices of items you wish to purchase. In some cases, retailers will raise their prices during sales tax holidays. You don’t want to break even…you want to save money! Make sure you are familiar with the rules of the tax holiday. Some states restrict the total amount or the amount per purchase. Knowing these guidelines can help you save even more money.

At PaydayLoansCashAdvance we know you need to find the edge in saving money any way you can. Taking advantage of a sales tax holiday can help you do just that!

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