Tips for Buying a New Car

There are few purchases in life more exciting than that of buying a new car. The smell of the interior, the luster of the exterior, and just the satisfaction of knowing that you are the first owner of this gorgeous hunk of metal are all extremely tantalizing. However, buying new car can also be very stressful. You are going to be stuck with the car you choose for a while if you don’t want to lose money, so it is important that you take the time to select a car that is everything you want it to be.

At PaydayLoansCashAdvance, we understand that the decision to purchase a car should not be taken lightly. That is why we have put together these new car tips to help you on your way. By using these new car tips you will be able to get the car of your dreams without any regrets.

Set a Budget

Before you even step foot on a car lot, you need to have a budget in mind. The budget needs to be the total amount you are willing to spend on your car. If you only have a monthly payment amount in mind, the car salesman will use that to his advantage and finagle the pricing so that you end up paying way more than you should. You will be blinded by the real price of the car because all you will be paying attention to is how much you want to pay every month. When you have a total price in mind instead, you will get a fair price and nothing can be hidden from you. Keep in mind too, that your total price should include such things as taxes, registration and licensing.

Consider Financing Options

Next, you need to consider how you are going to pay for the car. Very few people can afford buying a new car with cash. For that reason, financing cars is very popular. You can choose to either get private financing from a bank or credit union before you get to the car dealership or you can get in-house financing at the dealership. Usually, you can get a better rate from your bank or credit union. However, there are often financing specials on certain cars that you can only get from the dealership.

Before you get started for financing, it is very important that you get a current copy of your credit report to check it for accuracy. Your credit report is the main source that lenders use to determine the rate and terms of your loan. If something is incorrect on your credit report you will end up paying way more in interest than you should be. For this reason, you should get any errors corrected before you continue to get started for financing. Even though the time you have to wait may seem inconvenient, it will be worth it when you get a great loan rate.

Choose Your Car

Now comes the fun part in our list of new car tips; it is time to choose your car. First, you must consider what you need your vehicle for. If you do a lot of driving, fuel economy may be the most important factor for you. If you need to be able to tow a boat or do a lot of moving heavy items, a truck may be just the ticket. If you have children, you will want to make sure that the car has ample room for everyone and all of their gear. You may value the looks of the car above all else, and that is okay too.

After you have it narrowed down to several vehicles based on their features and specifications, you need to do a little more research. You will want to look up safety ratings to make sure the car you drive will protect you and your family in the case of an accident. It is also a good idea to look up how much it costs to replace certain parts down the line. Some cars are relatively inexpensive to repair, while others are quite the opposite.

Now, the really fun part – taking a test drive. By this point, you should have your selection narrowed down to two or three vehicles. The test drive is the final step to seal the deal for your purchase. Make sure to drive the vehicle on various roads and in various conditions. If possible, you should drive it during the day and again at night. You want to test it out on highways and on curvy roads. The whole point of the test drive is to test out the car in every circumstance you can imagine. It may even take more than one test drive for you to fully experience the car before you purchase it. Another idea is to rent the car you are thinking about for a weekend to make sure you like it as much as you think you do.


Of all of the new car tips, this one is the most important when it comes to the amount of money in your pocket. You absolutely must negotiate the price of your new car. Never, ever pay sticker price. Even if you are getting your financing from an outside source, you are still able to negotiate many factors. Of course, you can negotiate the base price of the car. You can also negotiate how much you get for your trade in and the amount of service fees you pay.

When negotiating, don’t be afraid to walk away if you don’t get the price you want. Oftentimes, the dealership will end up giving you want you ask for if you start to leave. If not, you can always go to another dealer and instigate a bidding war. After a successful negotiation, you will feel very satisfied knowing that you got your new car for the best price possible.

Now that you are armed with the best new car tips out there, it is time to start shopping. Soon, you will be driving the perfect car that you got for the perfect price.

The operator of this website is not a lender.
This site will share the form information provided by the consumer with one or more lenders.
This site can connect you with a cash advance lender based on your form and lender requirements.
Not all customers will be connected with a lender, and not all forms will be approved by a lender.
PaydayLoansCashAdvance cannot guarantee the amount of funds that may be extended if a lender approves the form.
*Not all lenders can provide up to $1,000. Consumer loan amounts vary bases on creditworthiness.
Lenders tend to provide upper range loan amounts to returning customers. Cash transfer time may vary between lenders.
Funds are not available until the next business day. Cash advances are not available in all states.
Lenders may undertake credit checks or otherwise verify the consumer’s social security number or other information.
If and when lenders preform credit checks they are ran via specialized credit bureaus.
Late payments of loans may result in additional fees or collection activities, or both.
Non-payment of credit could result in collection activities.
Each Lender has their own terms and conditions, please review their policies for further information.
Every Lender has its own renewal policy, which may differ from Lender to Lender. Please review your Lender's renewal policy.

Please refer to our Privacy Policy for important information on the use of cookies.
By continuing to use this website, you agree to the Notices and Disclosures and the Privacy Policy.

Copyright © 2014 All rights reserved.
3172 North Rainbow Boulevard #1212 Las Vegas NV 89108